About Lamom Paris
What this site is for
Money that arrives from the state is described in a vocabulary almost nobody uses in daily life. Weekly rates, four-weekly cycles, qualifying years, uprating percentages, protected payments, tax codes. Each term is precise, and almost none of them is defined on the page where it appears.
Lamom Paris takes those rules and sets out the arithmetic in plain English. Not advice, not predictions, and nothing about what anybody should do — just what the published rules say, what the numbers come to, and where the official figure can be checked.
Who publishes it
This website is published by Nesso Srl, an Italian Società a responsabilità limitata (S.r.l.) registered in Cremona (VAT IT01817800194). Full registration and contact details are on the imprint page.
Articles are produced by the Lamom Paris editorial team. We use an editorial byline rather than inventing named journalists, because a fictional author with a stock photograph would be a small lie on every page.
How it is funded, and why that is on every page
This site is funded by advertising. Most readers arrive from a paid placement on a content recommendation network, which is why "Advertisement · Sponsored content by Nesso Srl" sits at the top of every page, and a further label appears beside each article headline.
We would rather over-disclose that than have a reader discover it afterwards. It also sets the limits of what we do: we are not a newspaper, we have no government affiliation, and we are not an adviser.
The rules we follow with numbers
Most of what goes wrong in writing about pensions is a figure that travels further than it should. Four rules keep ours in place.
- Every figure is sourced. Published rates come from the DWP rates tables or GOV.UK, with the link in the article. If we cannot source it, it does not go in.
- Illustrations are labelled as illustrations. Where we multiply a weekly rate out to four weeks or a year, the table says so. An illustration built from a full standard rate describes that rate, not a reader.
- A full standard rate is never presented as an individual entitlement. This is the single most common error in coverage of an April uprating, and the reason we keep repeating that two people under the same rules can receive different amounts.
- No payouts, bonuses or grants. An annual uprating changes a rate. It is not a sum of money to claim, and nothing on this site can be applied for, unlocked or released.
What we will never ask you for
Nothing on this website requires a payment, a fee or a registration charge. We never ask for a National Insurance number, a pension reference, a date of birth, a card number or bank details, on any page, for any reason. The newsletter asks for an email address and nothing else.
If something claiming to be Lamom Paris asks you for any of that, it is not us. Please tell us at [email protected].
Corrections
Rates change, and so occasionally do our mistakes. Articles carry a first-publication date, and where we revise one materially we show a separate revision date rather than quietly editing the page. If you spot something wrong, the contact page has the address, and we check reports against the official source.
Where to go instead of us
For anything about your own entitlement, these are the places that can actually answer:
- Check your State Pension forecast — your own record.
- The Pension Service — payments and uprating letters.
- MoneyHelper — free, impartial, government-backed guidance.
- Citizens Advice — free help with benefits and claims.
Sections on this site
- State Pension — How the State Pension is worked out, what the annual uprating changes and why two people under the same rules can receive different amounts.
- Tax and allowances — Pension income is taxable, but tax is rarely taken off before it is paid. What that means for allowances, tax codes and the letters that follow.
- Income and saving — Additional pension elements, deferral, overseas rules and the other parts of a retirement income that do not follow the headline figure.
- Home and bills — Help with heating, council tax and household costs in later life — who is eligible, who has to apply and where the rules differ locally.
- Dates and checks — The dates that matter in a pension year, and the handful of checks worth doing on the paperwork that lands on the mat.
- Plain English A–Z — the words that come up most often, defined.